March 24, 2025
AgencyFlood Insurance for Condos: What’s Covered and What’s Not
Flood insurance for condos can be a bit complex due to the shared ownership structure of condominium buildings. Understanding what is covered and what is not can help condo owners obtain adequate protection. What’s Covered Flood insurance typically includes the following: Building coverage—The condo association typically holds a master flood insurance policy that covers the […]
February 25, 2025
AgencyIs Flood Insurance Included in Home Insurance?
The intricacies of home insurance can be complicated and confusing, but this should not discourage you from ensuring a comprehensive understanding of your policy. Recognizing possible coverage gaps and accounting for them accordingly is an essential task to ensure your home and financial interests remain protected from various incidents, such as floods. Can My Home […]
December 21, 2024
AgencySeasonal Hazards and Commercial Trucking Insurance
Seasonal changes bring unique challenges for commercial trucking operations, impacting everything from road conditions to vehicle performance. Understanding these hazards and how they affect your commercial trucking insurance is essential for maintaining safety and managing costs effectively. Winter Hazards Winter is the most notorious season for trucking hazards. Snow, ice, and freezing temperatures can create […]
October 22, 2024
AgencyThe Role of Climate Change in Increasing Auto Insurance Claims
Climate change is no longer a distant threat; its impacts are felt across various sectors, including the auto insurance industry. As extreme weather events become more frequent and severe, auto insurance claims are rising, leading to higher premiums and more complex risk assessments for insurers. How Climate Change Affects Auto Insurance Climate change influences auto […]
July 17, 2024
AgencyIs Flood Insurance Required in Houston, TX
One of the things Houston is known for is its susceptibility to flooding. Given the city’s geographical location and flat terrain, it’s no surprise that flood insurance is, unfortunately, a topic of significant importance for Houston residents. Understanding Flood Insurance Flood insurance is a specific type of property insurance that can cover a dwelling for […]
June 17, 2024
AgencyThe Impact of Vehicle Type on Auto Insurance Rates
Many factors come into play when insurers determine auto insurance premiums, and one significant determinant is the type of vehicle you drive. Understanding how your vehicle choice impacts your insurance premiums can help you make informed decisions when purchasing a car and selecting coverage. Insurance companies assess risk factors associated with different vehicle types when […]
October 3, 2023
AgencyWhy You Should Work With an Independent Insurance Agency
Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]